College Planning and College Coaching

https://www.eventbrite.com/e/college-planning-tickets-43511302477

Comments

Post a Comment

Popular posts from this blog

What is covered under Medicare for skilled nursing facility care?

Image
Medicare covers skilled nursing facility (SNF) care under specific conditions. Here's a detailed overview of what is covered:    1. Eligibility Requirements: - Hospital Stay: You must have had a qualifying hospital stay of at least three consecutive days (not counting the day of discharge) before you can receive Medicare coverage for SNF care. - Medically Necessary: The SNF care must be medically necessary and prescribed by a doctor. It should be related to a condition you were treated for during your hospital stay. - Skilled Care: The care provided must be skilled nursing care or rehabilitation therapy that requires the expertise of a registered nurse (RN) or a licensed therapist.    2. Coverage Details: - First 20 Days: Medicare covers all costs for skilled nursing facility care for the first 20 days in a benefit period. - Days 21-100: For days 21 through 100, you pay a daily coinsurance amount. In 2024, the coinsurance amount is $200 per day. - ...
Read more

How does Medicare work with employer health insurance?

Image
Medicare can work alongside employer health insurance, depending on the size of your employer and whether you are still actively working. Here’s how the coordination typically works:    1. If You Work for a Large Employer (20 or More Employees): - Employer Health Insurance: If you have health insurance through an employer with 20 or more employees, your employer’s insurance is usually the primary payer, meaning it pays first. - Medicare: Medicare is secondary, meaning it pays after your employer insurance has paid its share. You can choose to delay enrolling in Medicare Part B without penalty as long as you have coverage through your employer.    2. If You Work for a Small Employer (Fewer than 20 Employees): - Medicare: In this case, Medicare is typically the primary payer, and your employer’s insurance is secondary. You should enroll in Medicare Part A and Part B when you’re first eligible to avoid late enrollment penalties. - Employer Health Insuran...
Read more